Important Information About Your Debit Card

Debit card fraud has increased dramatically in the last few months.  As banks and merchants prepare to switch to the more secure chip on card solutions, fraudsters have stepped up their activity.  To help protect your account and prevent fraud, Phenix-Girard Bank may restrict debit card use by placing a block on certain merchant types, cities, states or countries.

Currently debit card transactions are restricted to PIN based transactions in all areas except for Alabama, Georgia and Florida.

If a signature-based debit card transaction does not go through at a merchant location, try is as a PIN based transaction.

If you are planning a trip outside of the local area, please contact use right away.  If you do not contact us, transactions outside of the area may be denied.

For more information, see our page on debit card security by clicking here.

Security in the Mobile Era

By 2017, the number of smartphone users in the U.S. is expected to surpass 200 million, nearly 65 percent of the population. Negotiating security in the face of an ever-growing implementation of mobile devices presents serious challenges for organizations.  Risks include the growth of Bring Your Own Device (BYOD) (coupled with a lack of security controls for these devices), loss/theft of devices, and the proliferation of mobile malware.



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5 Of the Best Free Antivirus Programs to Keep You and Your Mac Safe

Once upon a time, Apple even used the lack of viruses as a marketing tool to sell more Macs. In a company marketing web page titled, “Why You’ll Love a Mac” (no longer exists) the language was once quite clear, “Apple’s OS X doesn’t get PC viruses.” Somewhere around 2012, that message changed to “It’s built to be safe.”  The update itself happened shortly after nearly 600,000 Macs were infected with a trojan named “Flashback,” and although this wasn’t the first time Macs were targeted, it was certainly the largest. This security breach led Apple, and Mac users, to understand that they were in no means immune to viruses or malware.

While large scale viruses are still a rarity among Mac users, that doesn’t lessen the need for smart antivirus software in order to help you recognize, and react to possible infections. Here are five smart (and free) choices to keep your machine free from viruses and malware.

Click here for listing

Top Free Antivirus Software For PC 2015

These days most of the people spend their time on surfing the web, watching online movies or by getting themselves engaged in social media discussions.

With the increase in use of computers and internet, computer viruses also had grown to a much higher level.Viruses can affect your PC in many ways.It can harm your computer’s software (Both OS and Applications Softwares) or steal banking passwords (Backdoor Trojan).

For a list of the top free PC antivirus packages, click here