Debit card fraud has increased dramatically in the last few months. As banks and merchants prepare to switch to the more secure chip on card solutions, fraudsters have stepped up their activity. To help protect your account and prevent fraud, Phenix-Girard Bank may restrict debit card use by placing a block on certain merchant types, cities, states or countries.
Currently debit card transactions are restricted to PIN based transactions in all areas except for Alabama, Georgia and Florida.
If a signature-based debit card transaction does not go through at a merchant location, try is as a PIN based transaction.
If you are planning a trip outside of the local area, please contact use right away. If you do not contact us, transactions outside of the area may be denied.
For more information, see our page on debit card security by clicking here.