How to Deposit a Check from your Cell phone

(Mobile Deposit Capture)

Phenix-Girard’s new Mobile Deposit Capture allows you to deposit a check using your cell phone. You must use one of our Mobile Banking Apps for your Android or IOS device and your portable device must have a camera.

Please note checks scanned prior to 2:00pm in will generally be posted to your account the same business day we receive them. Check posted on Saturday and Sunday will generally be posted Monday afternoon.

To deposit a check using Mobile Deposit Capture:


If you have not downloaded and installed our Mobile Banking App, you should do so first. The apps can be downloaded from:

Click on the icon for the Mobile Banking App on your device

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Login to Mobile Banking using your Userid and Password

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Click on Deposit Checks from the menu

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Checks must have Mobile Deposit Only under the endorsement

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Click to take a picture of the front of the check

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Make sure your check is on a dark surface and click Continue

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Align the check on your device. The check will be outlined in red when the image has been captured!

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Do the same for the back of the check

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Once both sides of your check have been scanned, click on Review

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If everything is correct and there are no errors, click on Submit. If there errors they must be corrected!

Your check has been sent to Phenix-Girard for posting.

Checks scanned prior to 2:00pm in will generally be posted to your account the same business day we receive them. Check posted on Saturday and Sunday will generally be posted Monday afternoon.