Internet Banking


There are more than 400,000 ATMs in the United States and that number is growing. Phenix-Girard has seven ATMs  in our community and is dedicated to keeping its customers safe at those locations.

“We believe that even one incident of ATM crime is too many,” said Menza Dudley, President. “Customer safety is our top priority when it comes to ATM use.”

The bank works closely with the local police department to prevent criminal activity around local ATMs.

In addition, the bank has taken preventative measures to enhance consumer safety including installation of surveillance cameras, increased lighting and withdrawal limits

Phenix-Girard takes a number of precautions to ensure that its customers have a safe environment, but there is no substitute for good, cautious behavior on the part of the customer.

Phenix-Girard recommends that customers follow these eight safety tips when using any ATM:

  • Keep your PIN number a secret.Never write it down or share it with anyone – not even family members.
  • Be aware of your surroundings, particularly at night.Make sure the ATM is free of sight obstructions. If you observe suspicious persons or circumstances, do not use the machine.
  • Bring someone with you when using an ATM at night. If you can’t, use an ATM that is located in a public area like a convenience or grocery store.
  • Have your ATM card readyand in your hand as you approach the ATM.
  • Use your body to “shield”the ATM keyboard as you enter your PIN.
  • Always take your receipts or transaction records with you.
  • Do not count or visually display any moneyyou received from the ATM. Immediately put your money into your pocket or purse and count it later.
  • If you are using a drive-up ATM, be sure passenger windows are rolled upand all doors are locked. If you leave your car and walk to the ATM, lock your car.